Long time readers know my investment philosophy subscribes to the old axiom- "If you want something done right, you have to do it yourself." At the end of the day, the person who has the most to gain or lose from your…

But first,...a few words on market activity... Despite the 1/4 point rate cut, the market looks like it's still having problems digesting $96 oil and continued sub-prime losses among the financial companies. It was qui…